Terms of Service

1. Acceptance of Terms

By accessing or using Card Benefits (a product of Bits & Pieces) ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

Card Benefits is a web-based application that allows users to track credit card benefits and usage. The Service provides tools to monitor benefit eligibility, usage limits, and expiration dates. We do not provide financial advice, credit card recommendations, or banking services.

3. User Accounts

3.1 Account Creation

You must create an account to use certain features of the Service. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

3.2 Account Responsibilities

• You must provide accurate and complete information when creating an account
• You are responsible for all activities under your account
• You must notify us immediately of any unauthorized use of your account
• You must be at least 18 years old to use the Service

4. Acceptable Use

You agree not to:

• Use the Service for any illegal purpose or in violation of any laws
• Attempt to gain unauthorized access to the Service or related systems
• Interfere with or disrupt the Service or servers connected to the Service
• Use automated systems to access the Service without permission
• Share your account credentials with others
• Upload malicious code, viruses, or harmful content

5. User Content

You retain ownership of any data and information you upload or enter into the Service ("User Content"). By using the Service, you grant us a license to use, store, and process your User Content solely for the purpose of providing the Service to you.

You are solely responsible for the accuracy and legality of your User Content. We reserve the right to remove any User Content that violates these Terms or is otherwise objectionable.

6. Intellectual Property

The Service and its original content, features, and functionality are owned by Card Benefits and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

7. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not guarantee that the Service will be uninterrupted, secure, or error-free. We are not responsible for any losses or damages resulting from your use of the Service.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CARD BENEFITS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM YOUR USE OF THE SERVICE.

9. Indemnification

You agree to indemnify and hold harmless Card Benefits, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of or relating to your use of the Service, violation of these Terms, or infringement of any rights of another.

10. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will cease immediately.

You may terminate your account at any time by contacting us or through your account settings.

11. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the new Terms on this page and updating the "Last updated" date. Your continued use of the Service after such modifications constitutes acceptance of the updated Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Card Benefits operates, without regard to its conflict of law provisions.

13. Contact Information

If you have any questions about these Terms of Service, please contact us through your account settings or visit our website.