Card Benefits
One Key Plus credit card
Wells Fargo logoWells Fargo

One Key Plus

$99 annual fee
Up to $1,051,570 in tracked credits
Visit issuer site

9 benefits

Anniversary OneKeyCash Credit

$100

Receive $100 in OneKeyCash each year upon your cardholder anniversary.

rewards
Current Year

Welcome Bonus: OneKeyCash

$350

Earn $350 in OneKeyCash after you spend $3,000 on purchases in the first 3 months.

rewards
Current Period

OneKeyCash Earn Rates

Earn 3% in OneKeyCash on Expedia, Hotels.com and Vrbo; 3% at gas stations, grocery stores, and dining; 2% on other purchases.

rewards
Current Period

Cellular Telephone Protection

$1,000

Up to $1,000 of cell phone protection against damage or theft, subject to a $25 deductible.

security
Current Period

One Key Gold Tier

Automatic Gold tier status with One Key, providing savings of 20% or more on over 10,000 hotels worldwide.

travel
Current Period

Trusted Traveler Program Credit

$120

Statement credit up to $120 for a Trusted Traveler Program application or renewal fee (e.g., Global Entry or TSA PreCheck) every 4 years.

travel
Current Period

Auto Rental Collision Damage Waiver

$50,000

Reimbursement of up to $50,000 for covered damage to or theft of an eligible rental vehicle.

travel
Current Period

Travel Accident Insurance

$1,000,000

Travel accident insurance protection of up to $1,000,000 when purchasing common carrier tickets with the card.

travel
Current Period

Trip Cancellation and Interruption Protection

Reimbursement for nonrefundable common carrier fare if a trip is canceled or interrupted for a covered reason.

travel
Current Period

Benefit data is kept current by a weekly scrape of Wells Fargo's own page — not affiliated with or endorsed by Wells Fargo.

One Key Plus (Wells Fargo) Benefits · Card Benefits