Card Benefits
One Key Plus credit card
Wells Fargo logoWells Fargo

One Key Plus

$99 annual fee
Up to $1,051,570 in tracked credits
Visit issuer site

12 benefits

Anniversary OneKeyCash Credit

$100

Receive $100 in OneKeyCash each year upon your cardholder anniversary.

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Current Year

Welcome Bonus: OneKeyCash

$350

Earn $350 in OneKeyCash after you spend $3,000 on purchases in the first 3 months.

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Current Period

2% in OneKeyCash on other purchases

2% in OneKeyCash on all other net purchases.

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Current Period

3% in OneKeyCash on Expedia, Hotels.com and Vrbo

3% in OneKeyCash on eligible net purchases resulting from eligible accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through the U.S. version of Expedia, Hotels.com, or Vrbo.

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Current Period

3% in OneKeyCash on Gas, Groceries, and Dining

3% in OneKeyCash on net purchases at retailers classified as gas stations, grocery stores, and dining.

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Current Period

Cellular Telephone Protection

$1,000

Up to $1,000 of cell phone protection against damage, theft, or unintended separation, subject to a $25 deductible.

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Current Period

One Key Gold Tier

Automatic Gold tier status with One Key, providing savings of 20% or more on over 10,000 hotels worldwide.

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Current Period

Trusted Traveler Program Credit

$120

Statement credit up to $120 for a Trusted Traveler Program application or renewal fee (e.g., Global Entry or TSA PreCheck) every 4 years.

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Current Period

Auto Rental Collision Damage Waiver

$50,000

Reimbursement of up to $50,000 for covered damage to or theft of an eligible rental vehicle.

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Current Period

Travel Accident Insurance

$1,000,000

Travel accident insurance protection of up to $1,000,000 when you purchase your airline or other common carrier tickets with your eligible credit card.

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Current Period

Trip Cancellation and Interruption Protection

Reimbursement for the nonrefundable cost of your common carrier fare if your trip is canceled or interrupted for a covered reason.

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Current Period

No foreign transaction fee

Pay no foreign transaction fees for purchases converted to U.S. dollars.

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Current Period

Benefit data is kept current by a weekly scrape of Wells Fargo's own page — not affiliated with or endorsed by Wells Fargo.

One Key Plus (Wells Fargo) Benefits · Card Benefits