Card Benefits
One Key credit card
Wells Fargo logoWells Fargo

One Key

No annual fee
Up to $1,051,250 in tracked credits
Visit issuer site

10 benefits

Welcome Bonus: OneKeyCash

$250

Earn $250 in OneKeyCash after spending $1,000 on purchases in the first 3 months.

rewards
Current Period

Earn Rate: Everyday Spending

Earn 3% in OneKeyCash at gas stations, grocery stores, and on dining.

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Current Period

Earn Rate: Other Purchases

Earn 1.5% in OneKeyCash on all other purchases.

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Current Period

Earn Rate: Travel

Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo.

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Current Period

Cellular Telephone Protection

$1,000

Up to $1,000 protection against damage or theft of a cell phone, subject to a $25 deductible.

security
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One Key Silver Tier

Automatic Silver tier membership providing savings of 15% or more on over 10,000 hotels worldwide.

travel
Current Period

Auto Rental Collision Damage Waiver

$50,000

Reimbursement of up to $50,000 for covered damage to or theft of an eligible rental vehicle.

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Travel Accident Insurance

$1,000,000

Travel accident insurance protection of up to $1,000,000 when purchasing common carrier tickets with the card.

travel
Current Period

Trip Cancellation and Interruption Protection

Reimbursement for nonrefundable common carrier fare if a trip is canceled or interrupted for a covered reason.

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No Foreign Transaction Fee

No foreign transaction fees on purchases converted to U.S. dollars.

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Benefit data is kept current by a weekly scrape of Wells Fargo's own page — not affiliated with or endorsed by Wells Fargo.