10 benefits
Welcome Bonus: OneKeyCash
$250Earn $250 in OneKeyCash after you spend $1,000 on purchases in the first 3 months.
1.5% in OneKeyCash on other purchases
Earn 1.5% in OneKeyCash on all other net purchases.
3% in OneKeyCash at gas stations, grocery stores and on dining
Earn 3% in OneKeyCash on net purchases at retailers classified as gas stations, grocery stores, supermarkets, delis, bakeries, and eating places/restaurants.
3% in OneKeyCash on Expedia, Hotels.com and Vrbo
Earn 3% in OneKeyCash on eligible net purchases resulting from eligible accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through the U.S. version of Expedia, Hotels.com, or Vrbo.
Cellular Telephone Protection
$1,000Up to $1,000 of cell phone protection against damage, theft, or unintended separation, subject to a $25 deductible. Limited to two paid claims per 12-month period.
One Key Silver Tier
Automatic Silver tier membership providing savings of 15% or more on over 10,000 hotels worldwide.
Auto Rental Collision Damage Waiver
$50,000Reimbursement of up to $50,000 for covered damage to or theft of an eligible rental vehicle when you pay for the transaction with your card.
Travel Accident Insurance
$1,000,000Travel accident insurance protection of up to $1,000,000 when you purchase your airline or other common carrier tickets with your card.
Trip Cancellation and Interruption Protection
Reimbursement for the nonrefundable cost of your common carrier fare if your trip is canceled or interrupted for a covered reason.
No Foreign Transaction Fee
No foreign transaction fees for purchases converted to U.S. dollars.
Benefit data is kept current by a weekly scrape of Wells Fargo's own page — not affiliated with or endorsed by Wells Fargo.