10 benefits
Welcome Bonus: OneKeyCash
$250Earn $250 in OneKeyCash after spending $1,000 on purchases in the first 3 months.
Earn Rate: Everyday Spending
Earn 3% in OneKeyCash at gas stations, grocery stores, and on dining.
Earn Rate: Other Purchases
Earn 1.5% in OneKeyCash on all other purchases.
Earn Rate: Travel
Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo.
Cellular Telephone Protection
$1,000Up to $1,000 protection against damage or theft of a cell phone, subject to a $25 deductible.
One Key Silver Tier
Automatic Silver tier membership providing savings of 15% or more on over 10,000 hotels worldwide.
Auto Rental Collision Damage Waiver
$50,000Reimbursement of up to $50,000 for covered damage to or theft of an eligible rental vehicle.
Travel Accident Insurance
$1,000,000Travel accident insurance protection of up to $1,000,000 when purchasing common carrier tickets with the card.
Trip Cancellation and Interruption Protection
Reimbursement for nonrefundable common carrier fare if a trip is canceled or interrupted for a covered reason.
No Foreign Transaction Fee
No foreign transaction fees on purchases converted to U.S. dollars.
Benefit data is kept current by a weekly scrape of Wells Fargo's own page — not affiliated with or endorsed by Wells Fargo.