Card Benefits
One Key credit card
Wells Fargo logoWells Fargo

One Key

No annual fee
Up to $1,051,250 in tracked credits
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10 benefits

Welcome Bonus: OneKeyCash

$250

Earn $250 in OneKeyCash after you spend $1,000 on purchases in the first 3 months.

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Current Period

1.5% in OneKeyCash on other purchases

Earn 1.5% in OneKeyCash on all other net purchases.

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Current Period

3% in OneKeyCash at gas stations, grocery stores and on dining

Earn 3% in OneKeyCash on net purchases at retailers classified as gas stations, grocery stores, supermarkets, delis, bakeries, and eating places/restaurants.

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Current Period

3% in OneKeyCash on Expedia, Hotels.com and Vrbo

Earn 3% in OneKeyCash on eligible net purchases resulting from eligible accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through the U.S. version of Expedia, Hotels.com, or Vrbo.

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Current Period

Cellular Telephone Protection

$1,000

Up to $1,000 of cell phone protection against damage, theft, or unintended separation, subject to a $25 deductible. Limited to two paid claims per 12-month period.

security
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One Key Silver Tier

Automatic Silver tier membership providing savings of 15% or more on over 10,000 hotels worldwide.

travel
Current Period

Auto Rental Collision Damage Waiver

$50,000

Reimbursement of up to $50,000 for covered damage to or theft of an eligible rental vehicle when you pay for the transaction with your card.

travel
Current Period

Travel Accident Insurance

$1,000,000

Travel accident insurance protection of up to $1,000,000 when you purchase your airline or other common carrier tickets with your card.

travel
Current Period

Trip Cancellation and Interruption Protection

Reimbursement for the nonrefundable cost of your common carrier fare if your trip is canceled or interrupted for a covered reason.

travel
Current Period

No Foreign Transaction Fee

No foreign transaction fees for purchases converted to U.S. dollars.

travel
Current Period

Benefit data is kept current by a weekly scrape of Wells Fargo's own page — not affiliated with or endorsed by Wells Fargo.