Card Benefits
Virgin Red Rewards credit card
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Virgin Red Rewards

$99 annual fee
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9 benefits

Mastercard World Elite Concierge

Complimentary 24/7 concierge service for reservations and VIP access.

lifestyle
Current Period

Personal Perks

Earn up to two perks each cardholder year based on annual spend ($15,000 for one, $30,000 for two). Choose from Virgin Atlantic reward vouchers, Virgin Hotels free nights/upgrades, or Virgin Voyages credits.

lifestyle
Current Year

Earn Rates

Earn 3 points per $1 on Virgin Atlantic, Virgin Hotels, and Virgin Voyages; 2 points per $1 on groceries, dining, selected streaming, and EV charging; 1 point per $1 on everything else.

rewards
Current Period

Additional Cardholder Bonus

Earn 2,500 Virgin Points for each additional card added, up to a maximum of 10,000 points.

rewards
Current Period

Anniversary Bonus

Earn 5,000 Virgin Points every year you stay with the card.

rewards
Current Year

Welcome Bonus: 60,000 Virgin Points

Earn 60,000 Virgin Points after spending $4,000 on your card in the first 90 days.

rewards
Current Period

No Foreign Transaction Fees

No foreign transaction fees when you travel overseas.

travel
Current Period

Virgin Atlantic Flying Club Tier Points

Earn 25 Tier Points for every $2,500 of qualifying spend, up to 50 Tier Points per month.

travel
Current Month

Virgin Hotels Free Night

Book two nights at participating Virgin Hotels and get a third night free, once per cardholder year.

travel
Current Year

Benefit data is kept current by a weekly scrape of Synchrony's own page — not affiliated with or endorsed by Synchrony.