9 benefits
Travel Accident Coverage
$250,000When you purchase your travel ticket with your PenFed credit card, you are eligible for accident coverage of up to $250,000.
Complimentary Concierge Service
Visa’s concierge service is available 24 hours a day, 365 days a year for your travel, dining, and entertainment needs.
1X Points on All Other Purchases
Earn 1 point per dollar spent on all other purchases.
3X Points on Supermarkets, Restaurants, and Streaming
Earn 3 points per dollar spent at supermarkets, restaurants, and on TV, radio, cable, and streaming services.
5X Points on Fuel and EV Charging
Earn 5 points per dollar spent on gas paid at the pump and at EV charging stations.
Welcome Bonus: 15,000 Points
Earn 15,000 bonus points after spending $1,500 in qualified purchases within the first 90 days of account opening.
Cell Phone Protection
Protect your cell phone against theft and damage by paying your monthly wireless bill with your PenFed credit card.
Access to Luxury Hotel Collection
Enjoy access to premium offers and discounts on luxury hotels around the world.
No Foreign Transaction Fees
Use your PenFed credit card worldwide without any additional fees.
Benefit data is kept current by a weekly scrape of PenFed's own page — not affiliated with or endorsed by PenFed.