10 benefits
Earn Rate: All Other Purchases
Earn 1.5X points on all other purchases.
Earn Rate: Dining
Earn 3X points on dining for Honors Advantage members, 2X for others.
Earn Rate: Travel
Earn 4X points on travel for Honors Advantage members, 3X for others.
Welcome Bonus: 50,000 points
Earn 50,000 bonus points after spending $3,000 in the first 90 days.
Cell Phone Protection
Protect your cell phone against theft and damage for the next calendar month by paying your monthly wireless bill with your PenFed credit card.
Priority Pass Select Membership
Complimentary annual Priority Pass Select membership for access to over 1,200 airport lounges worldwide.
Airline Ancillary Credit
$100Up to $100 per calendar year in statement credits for incidental air travel fees like baggage, flight changes, and lounge day-passes.
Global Entry or TSA PreCheck Credit
$120Up to $120 statement credit for Global Entry or $85 for TSA PreCheck application fee every 4 years.
Auto Rental Collision Damage Waiver
Automatic coverage for physical damage, theft, and loss-of-use charges on rental vehicles.
Trip Delay Reimbursement
$300Covers up to $300 per ticket for reasonable expenses if a trip is delayed more than 12 hours.
Benefit data is kept current by a weekly scrape of PenFed's own page — not affiliated with or endorsed by PenFed.