Card Benefits
Pathfinder credit card
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Pathfinder

$95 annual fee
Up to $520 in tracked credits
Visit issuer site

10 benefits

Earn Rate: All Other Purchases

Earn 1.5X points on all other purchases.

rewards
Current Period

Earn Rate: Dining

Earn 3X points on dining for Honors Advantage members, 2X for others.

rewards
Current Period

Earn Rate: Travel

Earn 4X points on travel for Honors Advantage members, 3X for others.

rewards
Current Period

Welcome Bonus: 50,000 points

Earn 50,000 bonus points after spending $3,000 in the first 90 days.

rewards
Current Period

Cell Phone Protection

Protect your cell phone against theft and damage for the next calendar month by paying your monthly wireless bill with your PenFed credit card.

security
Current Month

Priority Pass Select Membership

Complimentary annual Priority Pass Select membership for access to over 1,200 airport lounges worldwide.

travel
Current Year

Airline Ancillary Credit

$100

Up to $100 per calendar year in statement credits for incidental air travel fees like baggage, flight changes, and lounge day-passes.

travel
Current Year

Global Entry or TSA PreCheck Credit

$120

Up to $120 statement credit for Global Entry or $85 for TSA PreCheck application fee every 4 years.

travel
Current Period

Auto Rental Collision Damage Waiver

Automatic coverage for physical damage, theft, and loss-of-use charges on rental vehicles.

travel
Current Period

Trip Delay Reimbursement

$300

Covers up to $300 per ticket for reasonable expenses if a trip is delayed more than 12 hours.

travel
Current Period

Benefit data is kept current by a weekly scrape of PenFed's own page — not affiliated with or endorsed by PenFed.