8 benefits
Onboard Food and Beverage Rebate
10% rebate on onboard food and beverage purchases in the form of a statement credit.
dining
Current Period1x Points on Everywhere Else
1 point per $1 spent on all other purchases.
rewards
Current Period2x Points on Amtrak Travel
2 points per $1 spent on Amtrak travel, including onboard purchases.
rewards
Current Period2x Points on Dining
2 points per $1 spent on dining.
rewards
Current PeriodPoints Expiration
Points do not expire as long as your account remains open.
rewards
Current PeriodTier Qualifying Points
Earn 1,000 TQPs (Tier Qualifying Points) each time you make $5,000 in qualifying purchases.
rewards
Current PeriodWelcome Bonus: Bonus Points
Earn 15,000 points after spending $1,000, plus 5,000 points after adding an authorized user, within the first 3 billing cycles.
rewards
Current PeriodNo Foreign Transaction Fees
No foreign transaction fees on purchases made outside the United States.
travel
Current PeriodBenefit data is kept current by a weekly scrape of FNBO's own page — not affiliated with or endorsed by FNBO.