Card Benefits
Bilt Obsidian Card credit card
Column N.A. logoColumn N.A.

Bilt Obsidian Card

$95 annual fee
Up to $250 in tracked credits
Visit issuer site

16 benefits

Cellular Wireless Telephone Protection

Protection for your cell phone.

insurance
Current Period

MasterRental Coverage

Collision damage waiver for rental cars.

insurance
Current Period

Purchase Assurance

Coverage for eligible purchases.

insurance
Current Period

Trip Cancellation and Interruption Protection

Coverage for trip cancellation and interruption.

insurance
Current Period

Trip Delay Insurance

Coverage for trip delays.

insurance
Current Period

Welcome Bonus: $200 Bilt Cash

$200

$200 of Bilt Cash when you apply and get approved.

rewards
Current Period

1X Points on Everyday Purchases

Earn 1X points on all other everyday purchases.

rewards
Current Period

2X Points on Other Travel

Earn 2X points on other travel purchases.

rewards
Current Period

3X Points on Dining or Grocery

Earn 3X points on your choice of dining or grocery (grocery up to $25,000 per year).

rewards
Current Period

3X Points on Flights through Bilt Travel

3X points on flights booked through the Bilt Travel Portal.

rewards
Current Period

3X Points on Lyft

3X points on Lyft after linking Bilt and Lyft accounts.

rewards
Current Period

4X Points on Hotels through Bilt Travel

4X points on hotels booked through the Bilt Travel Portal.

rewards
Current Period

6X Points on Bilt Partner Restaurants

Up to 6X points on Bilt partner restaurants.

rewards
Current Period

Rent and Mortgage Rewards

Earn up to 1.25X points on rent and mortgage payments with no transaction fee.

rewards
Current Period

Extended Warranty

Extended warranty protection on eligible items.

shopping
Current Period

$100 Bilt Travel Hotel credit

$50

$100 annual Bilt Travel Hotel credit, applied twice a year as $50 statement credits for qualifying Bilt Travel Portal hotel bookings.

travel
Current Semi-Annual Period

Benefit data is kept current by a weekly scrape of Column N.A.'s own page — not affiliated with or endorsed by Column N.A..