Card Benefits
Strata Elite credit card
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Strata Elite

$595 annual fee
Up to $820 in tracked credits
Visit issuer site

13 benefits

Travel and Shopping Protections

Includes Trip Delay Protection, Enhanced Trip Cancellation and Trip Interruption Protection, Lost or Damaged Luggage, MasterRental Coverage, and Extended Warranty and Purchase Assurance Plus.

insurance
Current Period

1.5x Points on All Other Purchases

1.5 points per dollar spent on all other purchases.

rewards
Current Period

12x Points on Citi Travel

12 points per dollar spent on Hotels, Car Rentals, and Attractions booked on cititravel.com.

rewards
Current Period

3x Points on Restaurants

3 points per dollar spent at Restaurants any other time.

rewards
Current Period

6x Points on Air Travel

6 points per dollar spent on Air Travel booked on cititravel.com.

rewards
Current Period

6x Points on Restaurants (Citi Nights)

6 points per dollar spent at Restaurants on Citi Nights purchases, Friday and Saturday from 6 PM - 6 AM ET.

rewards
Current Period

Welcome Bonus: 75,000 bonus points

Earn 75,000 bonus points after spending $6,000 in the first 3 months of account opening.

rewards
Current Period

Annual Splurge Credit

$200

Up to $200 in statement credits on your choice of up to 2 of the following brands: 1stDibs, American Airlines, Best Buy, Future Personal Training, and Live Nation.

shopping
Current Year

Admirals Club Lounge Access Passes

Receive 4 Admirals Club Citi Strata Elite Passes for access to nearly 50 Admirals Club lounges.

travel
Current Year

Priority Pass Select membership

Complimentary access to 1,500+ airport lounges worldwide.

travel
Current PeriodEnrollment required

Annual Blacklane Credit

$200

Up to $200 in statement credits when you book with Blacklane, a premium global chauffeur service.

travel
Current Year

Annual Hotel Benefit

$300

Up to $300 off a hotel stay of 2 nights or more when booked through cititravel.com.

travel
Current Year

Global Entry or TSA PreCheck Application Fee Credit

$120

Statement credit up to $120 as reimbursement for your application fee for Global Entry or TSA PreCheck.

travel
Current Period

Benefit data is kept current by a weekly scrape of Citi's own page — not affiliated with or endorsed by Citi.