Strata Elite

Up to $5,000 per covered trip and $10,000 per 12-month period for non-refundable costs paid to any travel supplier, including flights, hotels, tours and cruises. Requires a round-trip itinerary; one-way travel is excluded.

Up to $5,000 per trip for checked or carry-on luggage that is permanently lost or damaged. Limited to 2 claims per 12-month period.

Covers collision, overturn, vandalism, theft and physical damage to a rental vehicle for rentals up to 31 days. Secondary coverage in your country of residence and primary when renting abroad.

Up to $500 per trip for reasonable expenses when travel is delayed more than 6 hours for a covered reason such as weather, equipment failure, or a lost passport. Limited to 2 claims per 12-month period.

1.5 points per dollar spent on all other purchases.

12 points per dollar spent on Hotels, Car Rentals, and Attractions booked on cititravel.com.

3 points per dollar spent at Restaurants any other time.

6 points per dollar spent on Air Travel booked on cititravel.com.

6 points per dollar spent at Restaurants on Citi Nights purchases, Friday and Saturday from 6 PM - 6 AM ET.

Earn 75,000 bonus points after spending $6,000 in the first 3 months of account opening.

Up to $200 in statement credits on your choice of up to 2 of the following brands: 1stDibs, American Airlines, Best Buy, Future Personal Training, and Live Nation.

Extends eligible manufacturer warranties and protects eligible purchases against damage or theft.

Receive 4 Admirals Club Citi Strata Elite Passes for access to nearly 50 Admirals Club lounges.

Complimentary access to 1,500+ airport lounges worldwide.

Up to $200 in statement credits when you book with Blacklane, a premium global chauffeur service.

Up to $300 off a hotel stay of 2 nights or more when booked through cititravel.com.

Statement credit up to $120 as reimbursement for your application fee for Global Entry or TSA PreCheck.