29 benefits
Auto Rental Coverage
Primary coverage up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.
Baggage Delay Insurance
Reimburses up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
Trip Cancellation and Interruption Insurance
Reimbursed up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable passenger fares if trip is canceled or cut short by sickness, severe weather or other covered situations.
Trip Delay Reimbursement
If common carrier travel is delayed more than 12 hours or requires an overnight stay, covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.
10x Points on United Flights
10x total miles on eligible United flights (6x miles from United as a MileagePlus member, plus 4x miles with United Quest Card).
1x Points on All Other Purchases
1x mile on all other purchases.
2x Points on Dining
2x miles on dining including eligible delivery services.
2x Points on Streaming Services
2x miles on select streaming services.
2x Points on Travel
2x miles on all other travel including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, ride share services and tolls.
4x Points on United Purchases
4x miles on all other eligible United purchases.
5x Points on Renowned Hotels and Resorts
5x miles on hotel stays when you prepay directly through Renowned Hotels and Resorts for United Cardmembers.
Welcome Bonus: Miles and PQP
Earn 60,000 bonus miles and 500 PQP after spending $4,000 in the first 3 months, plus 10,000 bonus miles after adding an authorized user in the first 3 months.
Instacart Credit
$5Up to $180 in Instacart credits each calendar year ($10 and $5 monthly credits).
Purchase Protection
Covers eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.
Instacart+ Membership
3 months of complimentary Instacart+ membership, then 50% off annual rate through 12/31/27.
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Economy Plus Seat Upgrades
Earn 2 global Economy Plus seat upgrades after spending $40,000 in a calendar year.
Priority Boarding
Priority boarding for primary cardmember and companions on the same reservation on United-operated flights.
Avis or Budget Travel Credit
$40Up to $80 in United TravelBank cash annually ($40 for 1st and 2nd rental) when booking Avis or Budget through cars.united.com.
Global Entry, TSA PreCheck or NEXUS Fee Credit
$120Up to $120 statement credit every four years for application fees.
JSX Credit
$150Up to $150 in statement credits each anniversary year for flights booked directly with JSX.
Renowned Hotels and Resorts Credit
$150Up to $150 in statement credits each anniversary year on prepaid hotel stays booked directly through Renowned Hotels and Resorts.
Rideshare Credit
$8Up to $100 in statement credits each calendar year on rideshare purchases ($8/month Jan-Nov, $12 in Dec).
United Travel Credit
$200$200 in United TravelBank cash after account opening and annually on your account anniversary for future United or United Express flights.
Award Flight Discount
10,000-mile discount on eligible award flights starting on the first anniversary, plus an additional 10,000-mile discount after $20,000 annual spend.
Free Checked Bags
Primary cardmember and one companion each receive first and second standard checked bags free on United-operated flights.
Premier Qualifying Points (PQP)
Earn 1,000 annual bonus PQP and 1 PQP for every $20 spent on purchases (up to 18,000 PQP per year).
Inflight Purchase Rebate
25% back as a statement credit on food, beverage, and Wi-Fi purchases on board United flights and premium drinks at United Clubs.
Benefit data is kept current by a weekly scrape of Chase's own page — not affiliated with or endorsed by Chase.