Card Benefits
United Quest credit card
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United Quest

$350 annual fee
Up to $673 in tracked credits
Visit issuer site

29 benefits

Auto Rental Coverage

Primary coverage up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.

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Current Period

Baggage Delay Insurance

Reimburses up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.

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Current Period

Lost Luggage Reimbursement

Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.

insurance
Current Period

Trip Cancellation and Interruption Insurance

Reimbursed up to $1,500 per covered traveler and $6,000 per trip for pre-paid, non-refundable passenger fares if trip is canceled or cut short by sickness, severe weather or other covered situations.

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Current Period

Trip Delay Reimbursement

If common carrier travel is delayed more than 12 hours or requires an overnight stay, covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.

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Current Period

10x Points on United Flights

10x total miles on eligible United flights (6x miles from United as a MileagePlus member, plus 4x miles with United Quest Card).

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Current Period

1x Points on All Other Purchases

1x mile on all other purchases.

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Current Period

2x Points on Dining

2x miles on dining including eligible delivery services.

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Current Period

2x Points on Streaming Services

2x miles on select streaming services.

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Current Period

2x Points on Travel

2x miles on all other travel including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, ride share services and tolls.

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Current Period

4x Points on United Purchases

4x miles on all other eligible United purchases.

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Current Period

5x Points on Renowned Hotels and Resorts

5x miles on hotel stays when you prepay directly through Renowned Hotels and Resorts for United Cardmembers.

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Current Period

Welcome Bonus: Miles and PQP

Earn 60,000 bonus miles and 500 PQP after spending $4,000 in the first 3 months, plus 10,000 bonus miles after adding an authorized user in the first 3 months.

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Current Period

Instacart Credit

$5

Up to $180 in Instacart credits each calendar year ($10 and $5 monthly credits).

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Current Month

Purchase Protection

Covers eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.

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Current Period

Instacart+ Membership

3 months of complimentary Instacart+ membership, then 50% off annual rate through 12/31/27.

shopping
Current PeriodEnrollment required

Extended Warranty Protection

Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.

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Current Period

Economy Plus Seat Upgrades

Earn 2 global Economy Plus seat upgrades after spending $40,000 in a calendar year.

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Current Year

Priority Boarding

Priority boarding for primary cardmember and companions on the same reservation on United-operated flights.

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Current Period

Avis or Budget Travel Credit

$40

Up to $80 in United TravelBank cash annually ($40 for 1st and 2nd rental) when booking Avis or Budget through cars.united.com.

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Current Year

Global Entry, TSA PreCheck or NEXUS Fee Credit

$120

Up to $120 statement credit every four years for application fees.

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Current Period

JSX Credit

$150

Up to $150 in statement credits each anniversary year for flights booked directly with JSX.

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Current Year

Renowned Hotels and Resorts Credit

$150

Up to $150 in statement credits each anniversary year on prepaid hotel stays booked directly through Renowned Hotels and Resorts.

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Current Year

Rideshare Credit

$8

Up to $100 in statement credits each calendar year on rideshare purchases ($8/month Jan-Nov, $12 in Dec).

travel
Current MonthEnrollment required

United Travel Credit

$200

$200 in United TravelBank cash after account opening and annually on your account anniversary for future United or United Express flights.

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Current Year

Award Flight Discount

10,000-mile discount on eligible award flights starting on the first anniversary, plus an additional 10,000-mile discount after $20,000 annual spend.

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Current Year

Free Checked Bags

Primary cardmember and one companion each receive first and second standard checked bags free on United-operated flights.

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Current Period

Premier Qualifying Points (PQP)

Earn 1,000 annual bonus PQP and 1 PQP for every $20 spent on purchases (up to 18,000 PQP per year).

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Current Year

Inflight Purchase Rebate

25% back as a statement credit on food, beverage, and Wi-Fi purchases on board United flights and premium drinks at United Clubs.

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Current Period

Benefit data is kept current by a weekly scrape of Chase's own page — not affiliated with or endorsed by Chase.