Card Benefits
United Gateway credit card
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United Gateway

No annual fee
Up to $2,000 in tracked credits
Visit issuer site

11 benefits

Auto Rental Coverage

Secondary collision and theft damage waiver for rental vehicles when you decline the rental company's insurance and charge the cost to your card.

insurance
Current Period

Trip Cancellation and Interruption Insurance

$1,500

Reimbursement up to $1,500 per traveler and $6,000 per trip for pre-paid, non-refundable passenger fares if a trip is canceled or cut short by covered situation.

insurance
Current Period

2x Miles on Travel and Everyday Purchases

2x miles at gas stations and on local transit and commuting; 1x mile on all other purchases.

rewards
Current Period

5x Miles on United Purchases

5x total miles on eligible United flights and 2x miles on all other eligible United purchases.

rewards
Current Period

Welcome Bonus: Miles

Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months, plus 10,000 bonus miles after you add an authorized user in the first 3 months.

rewards
Current Period

Purchase Protection

$500

Covers eligible new purchases for 120 days against damage or theft up to $500 per item.

shopping
Current Period

Extended Warranty Protection

Extends the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less.

shopping
Current Period

United Inflight and Club Purchase Credit

25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks.

travel
Current Period

Award Flight Savings

Save 10% or more on flights booked with miles after spending $10,000 in a calendar year.

travel
Current Year

Checked Bag Certificates

Earn two standard checked bag certificates after spending $10,000 on purchases in a calendar year.

travel
Current Year

No Foreign Transaction Fees

No foreign transaction fees on purchases made outside the U.S.

travel
Current Period

Benefit data is kept current by a weekly scrape of Chase's own page — not affiliated with or endorsed by Chase.

United Gateway (Chase) Benefits · Card Benefits