United Explorer

Up to $60 in statement credits annually for rideshare purchases ($5 monthly).

1x mile on all other purchases.

2x miles on hotel stays and dining, including eligible delivery services.

3x miles on all other eligible United purchases.

9x total miles on eligible United flights (6x miles on the fare as a MileagePlus member, plus 3x miles on entire United purchase with card).

Earn 50,000 bonus miles after spending $3,000 in the first 3 months, plus 10,000 bonus miles after adding an authorized user in the first 3 months.

Includes auto rental coverage, baggage delay insurance, lost luggage reimbursement, trip cancellation/interruption insurance, trip delay reimbursement, purchase protection, and extended warranty.

Up to $120 in Instacart credits annually ($10 monthly).

Primary cardmember and companions on the same reservation get priority boarding on United-operated flights.

2 United Club one-time passes per year.

Up to $50 in United TravelBank cash annually for Avis or Budget car rentals.

Up to $120 statement credit for application fee every 4 years.

Up to $100 in statement credits annually for flights booked directly with JSX.

Up to $100 in statement credits annually for prepaid hotel stays booked through United Hotels.

Earn $100 in United TravelBank cash after spending $10,000 in a calendar year.

Earn a 10,000-mile award flight discount after spending $20,000 in a calendar year.

Primary cardmember and one companion on the same reservation get first standard checked bag free on United-operated flights.

No foreign transaction fees on international purchases.

Earn 1 PQP for every $20 spent, up to 1,000 PQP per calendar year.

Save 10% or more when booking flights with miles.

25% back as a statement credit on food, beverage, and Wi-Fi purchases on board United flights and premium drinks at United Clubs.