United Club Business

Primary coverage for business rentals up to $60,000 for theft and collision damage for vehicles with MSRP of $125,000 or less.

Reimburses up to $100 a day for up to 3 days for essential purchases when baggage is delayed over 6 hours.

Reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen.

Reimbursed up to $10,000 per covered traveler and $20,000 per trip for pre-paid, nonrefundable travel expenses due to sickness, severe weather or other covered situations.

Reimbursement for unreimbursed expenses like meals and lodging up to $500 per covered traveler when travel is delayed more than 12 hours or requires an overnight stay.

1.5x miles on all other purchases.

5x miles on hotel stays when you prepay directly through Renowned Hotels and Resorts for United Cardmembers.

8x total miles on eligible United flights - 6x miles on the Primary Cardmember's fare from United as a MileagePlus member, plus 2x miles on entire United purchase.

Earn 1 Premier Qualifying Point (PQP) for every $15 spent on purchases with your United Club Business card, up to 28,000 PQP per year.

Earn 10,000 bonus miles after adding an employee card to your account in the first 3 months.

Earn 100,000 bonus miles and 2,000 Premier qualifying points (PQP) after spending $5,000 on purchases in the first 3 months.

Two $10 Instacart credits monthly, up to $240 total each calendar year.

Extends the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.

Covers eligible new purchases for 120 days against damage or theft up to $10,000 per item.

Reimbursement for eligible items that the store won't accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.

Priority check-in, security screening, boarding, and baggage handling privileges.

Unlimited United Club access for the primary cardmember and a guest.

Up to $100 in United TravelBank cash each anniversary year ($50 per rental for first two rentals) for Avis or Budget car rentals booked through cars.united.com.

Up to $50 in statement credits each anniversary year for FareLock purchases on United or United Express flights.

Up to $200 in statement credits each anniversary year on flights booked directly with JSX.

Up to $200 in statement credits each anniversary year on hotel accommodations prepaid through Renowned Hotels and Resorts.

Up to $150 in statement credits each calendar year on rideshare purchases ($12 monthly Jan-Nov, $18 in Dec).

Earn 2 global Economy Plus seat upgrades after spending $40,000 in a calendar year.

First and second standard checked bags free for the primary cardmember and one companion on the same reservation.

25% back as a statement credit on food, beverage, and Wi-Fi purchases on board United flights and premium drinks at United Clubs.