Card Benefits
United Business credit card
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United Business

$150 annual fee
Up to $343 in tracked credits
Visit issuer site

28 benefits

Auto Rental Collision Damage Waiver

Coverage is primary when renting for business purposes and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles.

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Baggage Delay Insurance

Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.

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Lost Luggage Reimbursement

Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen.

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Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.

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Trip Cancellation and Interruption Insurance

Reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.

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Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.

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Extended Warranty Protection

Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.

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1x Mile on All Other Purchases

1x mile on all other purchases.

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2x Miles on Dining

2x miles on dining including eligible delivery services.

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2x Miles on Gas Stations

2x miles at gas stations.

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2x Miles on Local Transit

2x miles on local transit including ride share services, taxicabs, train tickets, tolls and mass transit.

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2x Miles on Office Supply Stores

2x miles at office supply stores.

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2x Miles on United Purchases

2x miles on all other eligible United purchases.

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8x Miles on United Flights

8x total miles on eligible United flights (6x miles as a MileagePlus member plus 2x miles with the card).

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Better-Together Anniversary Bonus

5,000 bonus miles each anniversary year if you have both the United Business card and a personal United credit card.

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Welcome Bonus: Employee Card

Earn 10,000 bonus miles after adding an employee card in the first 3 months.

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Welcome Bonus: Miles and PQP

Earn 100,000 bonus miles and 2,000 Premier qualifying points (PQP) after spending $5,000 on purchases in the first 3 months.

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Instacart Credit

$10

$10 monthly credit for purchases made directly through Instacart.

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United Club Access

2 United Club one-time passes per year.

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Avis or Budget Travel Credit

$25

Up to $50 in United TravelBank cash annually ($25 for each of the first two Avis or Budget rentals).

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Current Year

FareLock Credit

$25

Up to $25 in statement credits annually for United FareLock purchases.

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JSX Credit

$100

Up to $100 in statement credits annually for flights booked directly with JSX.

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Current Year

Rideshare Credit

$8

Up to $100 in statement credits annually for rideshare purchases ($8/month Jan-Nov, $12 in Dec).

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United Hotels Credit

$50

Up to $100 in statement credits annually for prepaid hotel stays purchased through United Hotels ($50 per stay for first two stays).

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United Travel Credit

$125

$125 United TravelBank cash after making 5 United flight purchases of $100 or more each calendar year.

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Economy Plus Seat Upgrades

Earn 2 continental U.S. Economy Plus seat upgrades after spending $25,000 in a calendar year.

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Free Checked Bag

First standard checked bag free for primary cardmember and one companion on the same reservation.

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Inflight and Club Purchase Rebate

25% back as a statement credit on inflight food, beverage, and Wi-Fi purchases, and premium drink purchases at United Clubs.

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Benefit data is kept current by a weekly scrape of Chase's own page — not affiliated with or endorsed by Chase.