22 benefits
Baggage Delay Insurance
$100Reimbursement up to $100 a day for up to 3 days for essential purchases when baggage is delayed over 6 hours.
Lost Luggage Reimbursement
$3,000Reimbursement up to $3,000 per covered traveler for lost or damaged luggage.
DashPass Membership
Complimentary 12 months of DashPass for DoorDash and Caviar when activated by 12/31/2027.
Instacart+ Membership
3 months of complimentary Instacart+ membership when activated by 12/31/2027.
DoorDash Quarterly Credit
$10$10 off one qualifying non-restaurant order on DoorDash each calendar quarter.
Instacart Monthly Credit
$10$10 monthly credit in the Instacart app for active Instacart+ members.
1X Points on all other purchases
Earn 1 point for each dollar spent on all other purchases.
2X Points on grocery stores and restaurants
Earn 2 points for each dollar spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year.
3X points on Lyft
Earn 3X total points on qualifying Lyft purchases through 12/31/2027.
3X Points on Southwest Airlines
Earn 3 points for each dollar spent on Southwest Airlines purchases.
6,000 anniversary points
Receive 6,000 bonus points each account anniversary year.
Welcome Bonus: 55,000 points
Earn 55,000 bonus points after you spend $1,500 on purchases in the first 3 months from account opening.
Purchase Protection
$500Covers new purchases for 120 days against damage or theft up to $500 per item.
Extended Warranty Protection
Extends manufacturer's U.S. warranty by an additional year on eligible warranties of 3 years or less.
Group 5 Boarding
Cardmember and up to 8 additional passengers on the same reservation board with Group 5.
Preferred seat selection
Select a Preferred or Standard seat within 48 hours prior to departure when available for the cardmember and up to 8 additional passengers.
Companion Pass qualifying points boost
Earn 10,000 Companion Pass qualifying points each calendar year.
First checked bag free
Primary cardmember and up to 8 additional passengers on the same reservation receive their first standard checked bag free.
No foreign transaction fees
No foreign transaction fees on purchases made outside the U.S.
Tier Qualifying Points boost
Earn 1,500 tier qualifying points toward A-List status for every $5,000 spent annually.
15% Flight Discount
Receive one 15% promo code each account anniversary year valid on Southwest base fares.
25% back on inflight purchases
Receive 25% back as a statement credit on Southwest inflight purchases for drinks and WiFi.
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