Card Benefits
Sapphire Reserve Business credit card
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Sapphire Reserve Business

$795 annual fee
Up to $1,655 in tracked credits
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30 benefits

Google Workspace Credit

$200

Earn up to $200 in annual statement credits on purchases made directly with Google Workspace.

business
Current Year

ZipRecruiter Credit

$200

Get up to $400 in annual statement credits on purchases made directly with ZipRecruiter.

business
Current Semi-Annual Period

Auto Rental Collision Damage Waiver

Coverage is primary when renting for business purposes and provides reimbursement up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad.

insurance
Current Period

Baggage Delay Insurance

Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.

insurance
Current Period

Cell Phone Protection

Get up to $1,000 per claim in cell phone protection against covered theft or damage for cell phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 3 claims in a 12-month period with a $100 deductible per claim.

insurance
Current Period

Emergency Evacuation and Transportation

If you or a covered traveler are injured or become sick during a trip 100 miles or more from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.

insurance
Current Period

Emergency Medical and Dental

If you or an immediate family member become sick or injured while you’re 100 miles or more from home on a trip, you can be reimbursed up to $2,500 for medical expenses, subject to a $50 deductible.

insurance
Current Period

Lost Luggage Reimbursement

Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.

insurance
Current Period

Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.

insurance
Current Period

Return Protection

You can be reimbursed for eligible items that the store won't accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.

insurance
Current Period

Trip Cancellation and Interruption Insurance

If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non-refundable travel expenses.

insurance
Current Period

Trip Delay Reimbursement

If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.

insurance
Current Period

Extended Warranty Protection

Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.

insurance
Current Period

DashPass Membership

Complimentary DashPass membership with $0 delivery fees and reduced service fees on eligible orders.

lifestyle
Current PeriodEnrollment required

DoorDash Monthly Promos

$25

Up to $25 each month in DoorDash promos ($5 for restaurants, $20 for non-restaurant orders).

lifestyle
Current MonthEnrollment required

1x Points on All Other Purchases

1x points on all other purchases.

rewards
Current Period

3x Points on Advertising

3x points on social media & search engine advertising on up to $1 million in spend each anniversary year, then 1x.

rewards
Current Period

4x Points on Flights & Hotels

4x points on flights & hotels booked direct.

rewards
Current Period

5x Points on Lyft

5x total points on Lyft rides through 9/30/27.

rewards
Current Period

8x Points on Chase Travel

8x points on all purchases through Chase Travel, including The Edit.

rewards
Current Period

Welcome Bonus: 150,000 points

Earn 150,000 points after you spend $30,000 on purchases in your first 6 months from account opening.

rewards
Current Period

Curated Gift Card Credit

$50

Earn up to $100 per year in statement credits when you purchase gift cards from a curated collection on giftcards.com/reservebusiness.

shopping
Current Semi-Annual Period

Air Canada Lounge Access

Complimentary access for yourself and 1 guest to Air Canada's network of Maple Leaf Lounges and Air Canada Cafés when departing on a Star Alliance flight.

travel
Current Period

IHG One Rewards Platinum Elite Status

Complimentary IHG One Rewards Platinum Elite status through 12/31/27.

travel
Current PeriodEnrollment required

Lounge Access

Complimentary access to Chase Sapphire Lounge by The Club and 1,300+ Priority Pass Select airport lounges worldwide with up to two guests.

travel
Current Period

Annual Travel Credit

$300

Receive up to $300 in statement credits each anniversary year for travel purchases.

travel
Current Year

Chase Travel Hotel Credit

$250

Get up to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings for stays with select hotel brands.

travel
Current Year

Global Entry, TSA PreCheck, or NEXUS Fee Credit

$120

Receive one statement credit of up to $120 every four years as reimbursement for the application fee.

travel
Current Period

Lyft Credit

$10

Get up to $10 in monthly in-app credits to use on rides.

travel
Current Month

The Edit Hotel Credit

$500

Get up to $500 in automatic statement credits annually for bookings made with The Edit, with a maximum of $250 per transaction.

travel
Current Year

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