Card Benefits
Sapphire Preferred credit card
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Sapphire Preferred

$95 annual fee
Up to $230 in tracked credits
Visit issuer site

24 benefits

DoorDash DashPass Membership

Complimentary DashPass membership for at least 12 months when activated by December 31, 2027.

dining
Current PeriodEnrollment required

DoorDash Monthly Credit

$10

Receive a $10 monthly promo to save on DoorDash non-restaurant orders.

dining
Current MonthEnrollment required

Complimentary Apple TV

Get at least 12 months of complimentary Apple TV when activated by December 31, 2026.

entertainment
Current PeriodEnrollment required

Auto Rental Coverage

Primary coverage up to $60,000 for theft and collision damage for rental vehicles with MSRP of $125,000 or less.

insurance
Current Period

Baggage Delay Insurance

Reimburses up to $100 a day for up to 5 days for essential purchases when baggage is delayed over 6 hours.

insurance
Current Period

Emergency Evacuation and Transportation

Coverage for medical services and transportation up to $100,000 for emergency evacuation during a trip 100 miles or more from home.

insurance
Current Period

Lost Luggage Reimbursement

Reimbursement up to $3,000 per covered traveler for lost, damaged, or stolen baggage.

insurance
Current Period

Purchase Protection

Covers new purchases for 120 days against damage or theft up to $500 per item.

insurance
Current Period

Travel Accident Insurance

Up to $500,000 in accidental death or dismemberment coverage when paying for common carrier transportation with the card.

insurance
Current Period

Trip Cancellation and Interruption Insurance

Reimburses up to $10,000 per covered traveler and $20,000 per trip for pre-paid, non-refundable travel expenses due to covered situations.

insurance
Current Period

Trip Delay Reimbursement

Reimburses up to $500 per covered traveler for meals and lodging when travel is delayed more than 12 hours or requires an overnight stay.

insurance
Current Period

Welcome Bonus: 75,000 points

Earn 75,000 points after you spend $5,000 in purchases in the first 3 months from account opening.

rewards
Current Period

1x points on all other purchases

Earn 1 point for each $1 spent on all other purchases.

rewards
Current Period

2x points on other travel

Earn 2 points for each $1 spent on all other travel purchases.

rewards
Current Period

3x points on dining

Earn 3 points for each $1 spent on dining at restaurants including takeout and eligible delivery services.

rewards
Current Period

3x points on gas, EV charging, and vacation homes

Earn 3 points for each $1 spent on gas stations, electric vehicle charging, and vacation homes at top brands.

rewards
Current Period

3x points on streaming and online grocery

Earn 3 points for each $1 spent on top streaming services and online grocery (excluding Target, Walmart, and wholesale clubs).

rewards
Current Period

5x points on Chase Travel

Earn 5 points for each $1 spent on purchases made using your card through Chase Travel.

rewards
Current Period

5x points on Lyft

Earn 5x total points on qualifying Lyft rides through September 30, 2027.

rewards
Current Period

5x points on Peloton

Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027.

rewards
Current Period

Extended Warranty Protection

Extends manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years total.

shopping
Current Period

$100 Chase Travel Hotel Credit

$100

Earn up to $100 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.

travel
Current Year

Global Entry, TSA PreCheck, or NEXUS Fee Credit

$120

Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.

travel
Current Period

No Foreign Transaction Fees

No foreign transaction fees on purchases made outside the United States.

travel
Current Period

Benefit data is kept current by a weekly scrape of Chase's own page — not affiliated with or endorsed by Chase.

Sapphire Preferred (Chase) Benefits · Card Benefits