20 benefits
DoorDash Quarterly Credit
$10$10 off quarterly on non-restaurant DoorDash orders.
Baggage Delay Insurance
$100Reimburses up to $100 a day for up to 3 days for essential purchases when baggage is delayed over 6 hours.
Lost Luggage Reimbursement
$3,000Reimbursement up to $3,000 per covered traveler for lost, damaged or stolen checked or carry-on baggage.
Purchase Protection
$500Covers eligible new purchases for 120 days against damage or theft up to $500 per item.
Trip Cancellation and Interruption Insurance
$5,000Reimbursement up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable travel expenses.
DoorDash DashPass
One-year complimentary DashPass membership for DoorDash and Caviar.
2x Points on All Other Purchases
Earn 2X points per $1 spent on all other purchases.
3x Points on Dining, Utilities, Streaming, and Gas
Earn 3X total points on dining, utilities, select streaming services, and at gas stations.
5x Points on IHG Hotels
Earn 5X points per $1 spent on qualifying purchases at hotels participating in IHG One Rewards.
Annual Spend Bonus
Earn 10,000 bonus points after you spend $10,000 each calendar year.
Authorized User Bonus
Earn 10,000 bonus points after you add an authorized user to your account in the first 3 months from account opening.
Welcome Bonus: Points
Earn 80,000 bonus points after you spend $2,000 on purchases in the first 3 months from account opening.
Discount on Points Purchases
Save 20% when you purchase points with your IHG One Rewards Traveler credit card.
Instacart+ Membership
Complimentary 3-month Instacart+ membership.
Instacart Credit
$10$10 monthly Instacart credit.
Automatic Silver Elite Status
Automatic Silver Elite Status as long as you remain an IHG One Rewards Traveler Cardmember.
Early Access to IHG Reward Night Sales
As an IHG One Rewards Cardmember, you are eligible for early access to Reward Night sales each year.
Gold Elite Status
Qualify for Gold Elite Status each calendar year you make purchases totaling $20,000 or more.
No Foreign Transaction Fees
No foreign transaction fees on purchases made outside the United States.
4th Night Free
Redeem 3 nights, get 4th night free when you redeem points for a consecutive four-night IHG hotel stay.
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