IHG One Rewards Premier

Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.

Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.

Reimbursed up to $5,000 per covered traveler and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.

Qualify for Diamond Elite Status each calendar year you make purchases totaling $40,000 or more.

Automatic Platinum Elite status as long as you remain an IHG One Rewards Premier Cardmember.

Complimentary one-year DashPass membership plus $10 off quarterly on non-restaurant DoorDash orders.

Earn a $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year.

Earn 10 points for each $1 spent on qualifying purchases made at hotels participating in IHG One Rewards.

Earn 3X points per $1 spent on all other purchases.

Earn 5X total points on travel, dining, and at gas stations.

Earn 10,000 bonus points after you add an authorized user to your account in the first 3 months from account opening.

Earn 140,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening.

Receive a monthly $10 Instacart credit plus a complimentary 3-month Instacart+ membership.

Save 20% when you purchase points with your IHG One Rewards Premier credit card.

Eligible for early access to Reward Night sales each year.

Receive a statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck or NEXUS when charged to your card.

Receive up to $50 United TravelBank Cash each calendar year ($25 deposited semi-annually) after registering your card.

Earn a free night certificate each account anniversary, valid at IHG hotels with a point redemption value of 40,000 points or less.

Receive a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay.

You will pay no foreign transaction fees when you use your card for purchases made outside the United States.