IHG One Rewards Premier

Reimburses up to $100 a day for up to 3 days for essential purchases when baggage is delayed over 6 hours.

Provides reimbursement up to $3,000 per covered traveler for lost, damaged or stolen baggage.

Reimbursed up to $5,000 per covered traveler and $10,000 per trip for pre-paid, non-refundable travel expenses.

Complimentary one-year DashPass membership plus $10 off quarterly on non-restaurant orders.

Earn a $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year.

Earn 10 points for each $1 spent on qualifying purchases made at hotels participating in IHG One Rewards.

Earn 3X points per $1 spent on all other purchases.

Earn 5X total points on travel, dining, and at gas stations.

Earn 10,000 bonus points after adding an authorized user to your account in the first 3 months from account opening.

Earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.

Save 20% when you purchase points with your IHG One Rewards Premier credit card.

$10 monthly statement credit for Instacart orders plus 3 months of complimentary Instacart+ membership.

Covers new purchases for 120 days against damage or theft up to $500 per item.

Qualify for Diamond Elite Status each calendar year you make purchases totaling $40,000 or more.

Eligible for early access to Reward Night sales each year.

Automatic Platinum Elite status as long as you remain an IHG One Rewards Premier Cardmember.

Statement credit of up to $120 every four years for the application fee for Global Entry, TSA PreCheck or NEXUS.

Up to $50 in United TravelBank Cash each year ($25 deposited semi-annually).

Earn a free night certificate each account anniversary, valid at IHG hotels with a point redemption value of 40,000 points or less.

Receive a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay.