Card Benefits
IHG One Rewards Premier Business credit card
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IHG One Rewards Premier Business

$99 annual fee
Up to $16,240 in tracked credits
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18 benefits

Trip Cancellation and Interruption Insurance

$6,000

Reimbursement up to $1,500 per person and $6,000 per trip for pre-paid, non-refundable travel expenses due to covered situations.

insurance
Current Period

DoorDash DashPass

12 months of complimentary DashPass membership for DoorDash and Caviar.

lifestyle
Current PeriodEnrollment required

Instacart+ Membership

3 months of complimentary Instacart+ membership.

lifestyle
Current PeriodEnrollment required

DoorDash Quarterly Credit

$10

$10 off discount each calendar quarter on one qualifying non-restaurant order on DoorDash.

lifestyle
Current QuarterEnrollment required

Instacart Monthly Credit

$10

$10 credit in your Instacart account each month for active Instacart+ members.

lifestyle
Current MonthEnrollment required

Annual Spending Bonus

$100

Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year.

rewards
Current Year

26x Points on IHG Hotels

Up to 26X total points per $1 spent at IHG Hotels and Resorts (10X from card, up to 10X from IHG membership, up to 6X from Platinum Elite status).

rewards
Current Period

3x Points on All Other Purchases

Earn 3X points per $1 spent on all other purchases.

rewards
Current Period

5x Points on Travel, Dining, Business, Gas

Earn 5X points on travel, dining, social media and search engine advertising, office supply stores, and at gas stations.

rewards
Current Period

Employee Card Bonus

Earn 10,000 bonus points after you add an employee card to your account in the first 3 months from account opening.

rewards
Current Period

Welcome Bonus: Points

Earn 140,000 bonus points after spending $4,000 in the first 3 months from account opening.

rewards
Current Period

Points Purchase Discount

Save 20% on points purchases when you pay with your card.

rewards
Current Period

Purchase Protection

$10,000

Covers new purchases for 120 days against damage or theft up to $10,000 per item.

security
Current Period

Automatic Platinum Elite Status

Complimentary IHG One Rewards Platinum Elite status as long as you remain a cardmember.

travel
Current Period

Global Entry, TSA PreCheck or NEXUS Credit

$120

Statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck, or NEXUS.

travel
Current Period

4th Night Free

Receive a fourth Reward Night free when you redeem points for a consecutive four-night IHG hotel stay.

travel
Current Period

Anniversary Free Night

Earn a free night each account anniversary year, valid at IHG hotels with a point redemption value of 40,000 points or less.

travel
Current Year

No Foreign Transaction Fees

No foreign transaction fees on purchases made outside the United States.

travel
Current Period

Benefit data is kept current by a weekly scrape of Chase's own page — not affiliated with or endorsed by Chase.

IHG One Rewards Premier Business (Chase) Benefits · Card Benefits