22 benefits
Auto Rental Coverage
Secondary collision and theft damage waiver for rental vehicles.
Baggage Delay Insurance
$100Reimbursement up to $100 a day for up to 3 days for essential purchases when baggage is delayed over 6 hours.
Trip Cancellation and Interruption Insurance
$6,000Reimbursement up to $1,500 per traveler and $6,000 per trip for non-refundable passenger fares.
Trip Delay Reimbursement
$500Coverage for unreimbursed expenses up to $500 per traveler when travel is delayed more than 12 hours.
Complimentary DashPass
12 months of complimentary DashPass for DoorDash and Caviar.
DoorDash Quarterly Credit
$10$10 off discount each calendar quarter on one qualifying non-restaurant order on DoorDash.
1X Points on All Other Purchases
1X points per $1 spent on all other purchases.
2X Points on Gas Stations
2X points per $1 spent at gas stations.
3X Points on Dining
Earn 3 points for each $1 spent on dining at restaurants including takeout and eligible delivery services through December 31, 2026, then 2 points.
3X Points on Grocery Stores
Earn 3 points for each $1 spent at grocery stores through December 31, 2026, then 2 points.
3X Points on Travel
3X points per $1 spent on travel purchases.
5X Points on Air Canada
Up to 5x total points per $1 spent on Air Canada purchases, including 3X points on Air Canada purchases with your card, plus an additional 2X points from Air Canada when traveling as an Aeroplan 25K member.
10% Bonus on Ultimate Rewards Point Transfers
Get a 10% bonus after transferring 50,000 or more Ultimate Rewards points in a single transaction to Aeroplan, up to 25,000 bonus points per year.
Monthly Bonus Points
Earn 500 bonus points for every $2,000 spent in a calendar month, up to 1,500 points per month.
Welcome Bonus: Points
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 40,000 bonus points after you spend $20,000 on purchases in the first 12 months.
Purchase Protection
$500Covers new purchases for 120 days against damage or theft up to $500 per item.
Aeroplan 25K Status
Automatic Aeroplan 25K Status for primary cardmembers, including Priority Check-In, Priority Boarding (Zone 2), Additional Baggage Allowance, Star Alliance Recognition and eUpgrade Credits.
Air Canada Statement Credit
$50Up to $100 in annual Air Canada statement credits, delivered as up to $50 twice annually.
Global Entry, TSA PreCheck, or NEXUS Fee Credit
$120Statement credit of up to $120 every 4 years for application fees for Global Entry, TSA PreCheck, or NEXUS.
Annual Status Qualifying Credits
Receive 5,000 Status Qualifying Credits (SQC) each calendar year, plus additional SQC based on annual spend thresholds.
FLY15OFF
Save 15% on eligible Air Canada flight redemptions.
Free First Checked Bags
Free first checked bag for cardmember and up to eight companions on the same reservation when traveling on Air Canada.
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