Card Benefits
Spark Classic credit card
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Spark Classic

No annual fee
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6 benefits

Free Employee Cards

Track employee spending while earning all the rewards from their purchases.

business
Current Period

1% Cash Back on all purchases

Earn unlimited 1% cash rewards on every purchase with no minimums or expiration date.

rewards
Current Period

Virtual Card Numbers

Make safer payments online without exposing your actual card number with merchants.

security
Current Period

Extended Warranty

Get free additional warranty and protection on eligible items that you purchase with your card.

shopping
Current Period

No Foreign Transaction Fees

Pay zero foreign transaction fees on purchases made outside of the United States.

travel
Current Period

Roadside Assistance

Our business cards offer services to help you during auto-related emergencies, such as jump-starting, tire changing and towing.

travel
Current Period

Benefit data is kept current by a weekly scrape of Capital One's own page — not affiliated with or endorsed by Capital One.