Card Benefits
Spark 2% Cash Plus credit card
Capital One logoCapital One

Spark 2% Cash Plus

$150 annual fee
Up to $4,650 in tracked credits
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8 benefits

Annual Fee Refund

$150

Your $150 annual fee is refunded every year you spend at least $150,000.

rewards
Current Year

Welcome Bonus: Cash

$4,000

Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months. Earn an additional $2,000 bonus for every $500,000 spent in the first year.

rewards
Current Period

2% Cash Back on every purchase

Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions.

rewards
Current Period

Roadside Assistance

Services to help during auto-related emergencies, such as jump-starting, tire changing and towing.

security
Current Period

Extended Warranty

Get free additional warranty and protection on eligible items you purchase with your card.

shopping
Current Period

Welcome Bonus: Travel Credit

$500

Earn a $500 travel credit to use toward purchases made through Capital One Business Travel when you spend $30,000 in the first 3 months.

travel
Current Period

5% Cash Back on Capital One Travel

Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Business Travel.

travel
Current Period

No Foreign Transaction Fees

Pay zero foreign transaction fees on purchases made outside of the United States.

travel
Current Period

Benefit data is kept current by a weekly scrape of Capital One's own page — not affiliated with or endorsed by Capital One.

Spark 2% Cash Plus (Capital One) Benefits · Card Benefits