Platinum (Schwab)

Get up to $100 in statement credits each quarter when you use your Platinum Card to pay for eligible purchases with Resy, including dining purchases at over 10,000 qualifying U.S. Resy restaurants.

Get up to $25 back each month on select digital subscriptions after you pay with your Platinum Card.

Can provide coverage for lost, damaged or stolen Baggage when traveling on a Common Carrier Vehicle when the Entire Fare has been charged to your Eligible Card.

Provides secondary coverage for Damage to or Theft of a Rental Vehicle in a Covered Territory when you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter.

Reimbursed for costs to repair or replace your damaged or stolen cell phone for a maximum of up to $800 per claim with a limit of 2 approved claims per 12-month period. A $50 deductible applies.

Provides primary coverage for Damage to or Theft of a rental vehicle and Accidental Death or Dismemberment coverage every time you rent an eligible vehicle using your Enrolled Card.

If you purchase a round-trip entirely with your Eligible Card and a covered reason cancels or interrupts your trip, we may be able to help.

If you purchase a round-trip entirely with your Eligible Card and a covered reason delays your trip more than 6 hours, we may be able to help.

Get up to $300 back each calendar year after you pay with your Platinum Card for an Equinox club membership or Equinox+ digital subscription.

Get a $300 statement credit after you use your Platinum Card to purchase a SoulCycle at-home bike.

You could receive up to $1,000 as a Card statement credit annually based on your qualifying Schwab holdings.

Earn 5x Membership Rewards points on prepaid hotels booked through American Express Travel. You also earn 5x points for flights booked directly with airlines or through American Express Travel, on up to $500,000 on these purchases per calendar year.

Receive up to $200 in statement credits when you use your Card to purchase an Oura Ring at ouraring.com each calendar year.

Get up to $75 back each quarter for eligible purchases at lululemon in the U.S. when you pay with your Platinum Card.

Receive a statement credit for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with your Platinum Card.

Protects covered purchases for up to 90 days from the Covered Purchase date against theft, accidental damage, or loss. Up to $10,000 per Covered Purchase, up to $50,000 per calendar year.

Return eligible purchases to American Express if the seller won’t take them back up to 90 days from the date of purchase. Up to $300 per item, up to $1,000 per calendar year.

Get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States.

Access to 1,550+ airport lounges in over 500 airports around the world, including Priority Pass, Centurion Lounges, and Delta Sky Club.

Receive up to $120 in statement credits each calendar year after you purchase an auto-renewing Uber One membership with your Platinum Card.

Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card Account.

Receive up to $200 in Uber Cash annually when you add your Platinum Card to your Uber account.

Receive up to $219 in statement credits per calendar year after you sign up and pay for a CLEAR+ Membership with your Platinum Card.

Get up to $300 back semi-annually on select prepaid hotel bookings through Amex Travel using the Platinum Card.

Receive either a $120 statement credit for a Global Entry application fee or a statement credit up to $85 for a TSA PreCheck application fee every 4 years.

With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio and earn reward stays faster with Hilton Honors Bonus Points.

Enjoy complimentary Leaders Club Sterling Status from The Leading Hotels of the World with your Platinum Card.

As a Platinum Card Member, you can upgrade to Marriott Bonvoy Gold Elite status without meeting any stay requirements.