Platinum (Morgan Stanley)
27 benefits
$400 Resy Credit
$100Get up to $100 in statement credits each quarter when you use your Platinum Card to pay for eligible purchases with Resy, including dining purchases at over 10,000 qualifying U.S. Resy restaurants.
$300 Digital Entertainment Credit
$25Get up to $25 back each month on select digital subscriptions after you pay with your Platinum Card.
Premium Car Rental Protection
Provides primary coverage for Damage to or Theft of a rental vehicle and Accidental Death or Dismemberment coverage when you enroll and pay for rental charges with your card.
$300 Equinox Credit
$300Get up to $300 back each calendar year after you pay with your Platinum Card for an Equinox club membership or Equinox+ digital subscription.
$300 SoulCycle At-Home Bike Credit
$300Get a $300 statement credit after you use your Platinum Card to purchase a SoulCycle at-home bike.
5x Membership Rewards Points
Earn 5x Membership Rewards points on prepaid hotels booked through American Express Travel. You also earn 5x points for flights booked directly with airlines or through American Express Travel, on up to $500,000 on these purchases per calendar year.
Cell Phone Protection
$800Reimbursement for repair or replacement of damaged or stolen cell phones, up to $800 per claim and 2 claims per 12-month period, with a $50 deductible.
$200 Oura Ring Credit
$200Receive up to $200 in statement credits when you use your Card to purchase an Oura Ring at ouraring.com each calendar year.
$300 lululemon Credit
$75Get up to $75 back each quarter for eligible purchases at lululemon in the U.S. when you pay with your Platinum Card.
Walmart+ Monthly Membership Credit
$13Receive a statement credit for one monthly Walmart+ membership after you pay for Walmart+ each month with your Platinum Card.
Purchase Protection
Protects eligible purchases against theft, accidental damage, or loss for up to 90 days from the date of purchase, up to $10,000 per item and $50,000 per calendar year.
Return Protection
$300Return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase, up to $300 per item and $1,000 per calendar year.
Extended Warranty
Adds up to one extra year to the original manufacturer's warranty on warranties of 5 years or less.
Delta Sky Club Access
Platinum Card Members receive access to the Delta Sky Club when they fly an eligible Delta flight.
The American Express Global Lounge Collection
Eligible Card Members get access to 1,550+ airport lounges in over 500 airports around the world.
$120 Uber One Credit
$10Receive up to $120 in statement credits each calendar year after you purchase an auto-renewing Uber One membership with your Platinum Card.
$200 Airline Fee Credit
$200Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card Account.
$200 Uber Cash
$200Receive up to $200 in Uber Cash annually when you add your Platinum Card to your Uber account.
$219 CLEAR+ Credit
$219Receive up to $219 in statement credits per calendar year after you sign up and pay for a CLEAR+ Membership with your Platinum Card.
$600 Hotel Credit
$300Get up to $300 back semi-annually on select prepaid hotel bookings through Amex Travel using the Platinum Card.
Fee Credit for Global Entry or TSA PreCheck
$120Receive either a $120 statement credit for a Global Entry application fee or a statement credit up to $85 for a TSA PreCheck application fee every 4 years.
Baggage Insurance Plan
Can provide coverage for lost, damaged or stolen Baggage when traveling on a Common Carrier Vehicle when the Entire Fare has been charged to your Eligible Card.
Trip Cancellation and Interruption Insurance
If you purchase a round-trip entirely with your Eligible Card and a covered reason cancels or interrupts your trip, we may be able to help.
Trip Delay Insurance
If you purchase a round-trip entirely with your Eligible Card and a covered reason delays your trip more than 6 hours, we may be able to help.
Hilton Honors Gold Status
Enjoy benefits at hotels and resorts within the Hilton Portfolio and earn reward stays faster with Hilton Honors Bonus Points.
Leaders Club Sterling Status
Enjoy complimentary Leaders Club Sterling Status from The Leading Hotels of the World with your Platinum Card.
Marriott Bonvoy Gold Elite Status
Receive Marriott Bonvoy Gold Elite Status without meeting any stay requirements.
Benefit data is kept current by a weekly scrape of American Express's own page — not affiliated with or endorsed by American Express.