Card Benefits
Platinum credit card
American Express logoAmerican Express

Platinum

$895 annual fee
Up to $23,287 in tracked credits
Visit issuer site

26 benefits

$400 Resy Credit

$100

Get up to $100 in statement credits each quarter after you use the Card to make eligible purchases with Resy.

dining
Current QuarterEnrollment required

$300 Digital Entertainment Credit

$25

Get up to $25 in statement credits each month after you pay for eligible purchases at participating partners like Disney+, Hulu, and The New York Times.

entertainment
Current MonthEnrollment required

Trip Cancellation and Interruption Insurance

$10,000

Reimbursement for non-refundable expenses if your trip is cancelled or interrupted for a covered reason, up to $10,000 per trip.

insurance
Current Period

Trip Delay Insurance

$500

Reimbursement for additional expenses if your trip is delayed more than 6 hours for a covered reason, up to $500 per trip.

insurance
Current Period

$120 Uber One Credit

$120

Get up to $120 in statement credits each calendar year after you purchase an auto-renewing Uber One membership with the Card.

lifestyle
Current Year

$200 Uber Cash

$15

Receive $15 in Uber Cash each month, plus a bonus $20 in December, to use on rides and orders in the U.S.

lifestyle
Current Month

$300 Equinox Credit

$300

Get up to $300 in statement credits each calendar year after you pay for an Equinox club membership or Equinox+ digital subscription.

lifestyle
Current YearEnrollment required

1X Points on Other Purchases

Earn 1X Membership Rewards points on all other purchases.

rewards
Current Period

5X Points on Flights

Earn 5X Membership Rewards points on flights booked directly with airlines or through American Express Travel, on up to $500,000 on these purchases per calendar year.

rewards
Current Period

5X Points on Prepaid Hotels

Earn 5X Membership Rewards points on prepaid hotels booked on American Express Travel.

rewards
Current Period

Welcome Bonus: Membership Rewards points

Earn 175,000 Membership Rewards points after you spend $12,000 in purchases on your new Card within the first 6 months of Card Membership.

rewards
Current Period

Cell Phone Protection

$800

Reimbursement for repair or replacement of damaged or stolen cell phone, up to $800 per claim.

security
Current Period

$155 Walmart+ Credit

$13

Get up to a $12.95 statement credit back each month after you pay for a monthly Walmart+ membership.

shopping
Current Month

$200 Oura Ring Credit

$200

Receive up to $200 in statement credits when you use the Card to purchase an Oura Ring at ouraring.com each calendar year.

shopping
Current YearEnrollment required

$300 lululemon Credit

$75

Receive up to $75 in statement credits each quarter when you use the Card for eligible purchases at U.S. lululemon retail stores and lululemon.com.

shopping
Current QuarterEnrollment required

Purchase Protection

$10,000

Protection for covered purchases against theft, accidental damage, or loss for up to 90 days, up to $10,000 per purchase.

shopping
Current Period

Return Protection

$300

Return eligible purchases up to 90 days from purchase if the seller won't take them back, up to $300 per item.

shopping
Current Period

Extended Warranty

Adds up to one extra year to the original manufacturer's warranty on eligible purchases of 5 years or less.

shopping
Current Period

Global Lounge Collection

Access to over 1,550 airport lounges including Centurion Lounges, 10 Delta Sky Club visits when flying on an eligible Delta flight, and Priority Pass membership.

travel
Current PeriodEnrollment required

Hilton Honors Gold Status

Complimentary Hilton Honors Gold status.

travel
Current PeriodEnrollment required

Leaders Club Sterling Status

Complimentary Leaders Club Sterling Status from The Leading Hotels of the World.

travel
Current PeriodEnrollment required

Marriott Bonvoy Gold Elite Status

Complimentary Marriott Bonvoy Gold Elite status.

travel
Current Period

$200 Airline Fee Credit

$200

Earn up to $200 per calendar year in statement credits after incidental fees, such as checked bags and in-flight refreshments, are charged by your one selected qualifying airline.

travel
Current Year

$219 CLEAR+ Credit

$219

Receive up to $219 in statement credits per calendar year after you sign up and pay for a CLEAR+ Membership with your Card.

travel
Current Year

$600 Hotel Credit

$300

Get up to $300 back in statement credits semi-annually on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel.

travel
Current Semi-Annual Period

Global Entry or TSA PreCheck Fee Credit

$120

Statement credit every 4 years for Global Entry ($120) or TSA PreCheck ($85) application fee.

travel
Current Period

Benefit data is kept current by a weekly scrape of American Express's own page — not affiliated with or endorsed by American Express.