Card Benefits
Graphite Business Cash Unlimited credit card
American Express logoAmerican Express

Graphite Business Cash Unlimited

$295 annual fee
Up to $6,300 in tracked credits
Visit issuer site

12 benefits

American Express One AP Statement Credit

$2,400

Unlock up to $2,400 in statement credits for American Express One AP monthly fees after spending $250,000 on eligible purchases in a calendar year.

business
Current YearEnrollment required

Welcome Bonus: Cash Back

$1,500

Earn $1,500 Cash Back after you spend $50,000 in purchases on your new Card within the first 6 months of Card Membership.

rewards
Current Period

2% Cash Back on All Eligible Purchases

Earn unlimited 2% cash back on all eligible purchases.

rewards
Current Period

5% Cash Back on Flights and Prepaid Hotels

Earn 5% cash back on flights and prepaid hotels booked through American Express Travel Online.

rewards
Current Period

Cell Phone Protection

$800

Reimbursement for repair or replacement of damaged or stolen cell phones up to $800 per claim, limit of 2 claims per 12-month period, subject to $50 deductible.

security
Current Period

Purchase Protection

$1,000

Protects eligible purchases against theft or accidental damage for up to 90 days from the date of purchase, up to $1,000 per item and $50,000 per calendar year.

security
Current Period

Return Protection

$300

May refund the full purchase price for eligible items the seller won't take back within 90 days of purchase, up to $300 per item and $1,000 per calendar year.

shopping
Current Period

Extended Warranty

Adds up to one extra year to the original manufacturer's warranty on eligible purchases with warranties of 5 years or less.

shopping
Current Period

Global Assist Hotline

24/7 emergency assistance and coordination services when traveling more than 100 miles from home.

travel
Current Period

Car Rental Loss & Damage Insurance

Secondary coverage for damage to or theft of a rental vehicle when you reserve and pay for the entire rental with your card and decline the rental company's CDW.

travel
Current Period

Trip Delay Insurance

$300

Reimburses up to $300 per trip for additional expenses when a round-trip is delayed more than 12 hours for a covered reason, max 2 claims per 12-month period.

travel
Current Period

No Foreign Transaction Fees

No foreign transaction fees on international purchases.

travel
Current Period

Benefit data is kept current by a weekly scrape of American Express's own page — not affiliated with or endorsed by American Express.