Card Benefits
Gold credit card
American Express logoAmerican Express

Gold

$325 annual fee
Up to $21,977 in tracked credits
Visit issuer site

20 benefits

Dining Credit

$10

Up to $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder.

dining
Current MonthEnrollment required

Dunkin' Credit

$7

Up to $7 in monthly statement credits after you pay with the Gold Card at U.S. Dunkin' locations.

dining
Current MonthEnrollment required

Resy Credit

$50

Up to $100 in statement credits each calendar year at qualifying U.S. Resy restaurants ($50 per semi-annual period).

dining
Current Semi-Annual PeriodEnrollment required

American Express Venue Collection

$250

Enhanced experience at select stadiums and arenas with dedicated entrances or fast lanes, plus 10% back on qualifying concessions purchases up to $250 per calendar year.

entertainment
Current YearEnrollment required

Baggage Insurance Plan

$1,250

Coverage for lost, damaged, or stolen baggage up to $1,250 for carry-on and $500 for checked baggage.

insurance
Current Period

Car Rental Loss and Damage Insurance

Secondary coverage for damage to or theft of a rental vehicle when you pay for the entire rental with your card and decline the rental company's CDW.

insurance
Current Period

Trip Delay Insurance

$300

Reimbursement for additional expenses up to $300 per trip for covered delays over 12 hours.

insurance
Current Period

Uber Cash

$10

Get $10 in Uber Cash each month when you add your Gold Card to your Uber account for use on orders and rides in the U.S.

lifestyle
Current Month

2X Points on Prepaid Car Rentals

2X Membership Rewards points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.

rewards
Current Period

3X Points on Flights

3X Membership Rewards points on flights booked through AmexTravel.com or the Amex Travel App or directly through airlines.

rewards
Current Period

4X Points at Restaurants

4X Membership Rewards points on up to $50,000 in purchases per calendar year at restaurants worldwide, then 1X points.

rewards
Current Period

4X Points at U.S. Supermarkets

4X Membership Rewards points on up to $25,000 in purchases per calendar year at U.S. supermarkets, then 1X points.

rewards
Current Period

5X Points on Prepaid Hotels

5X Membership Rewards points on prepaid hotels booked through AmexTravel.com or the Amex Travel App.

rewards
Current Period

Welcome Bonus: Membership Rewards points

Earn 100,000 Membership Rewards points after you spend $8,000 in purchases on your new Card within the first 6 months of Card Membership.

rewards
Current Period

Global Assist Hotline

24/7 emergency assistance and coordination services when traveling more than 100 miles from home.

security
Current Period

Purchase Protection

$10,000

Covers eligible purchases for up to 90 days against accidental damage, theft, or loss, up to $10,000 per purchase.

shopping
Current Period

Extended Warranty

$10,000

Adds up to one extra year to the original manufacturer's warranty for eligible items with warranties of 5 years or less.

shopping
Current Period

Hertz Five Star Status

Complimentary upgrade to Hertz Five Star Status.

travel
Current PeriodEnrollment required

The Hotel Collection Credit

$100

$100 credit towards eligible charges at over 1,300 upscale hotels worldwide when booking a two-night minimum stay through AmexTravel.com.

travel
Current Period

No Foreign Transaction Fees

No foreign transaction fees on purchases made abroad.

travel
Current Period

Benefit data is kept current by a weekly scrape of American Express's own page — not affiliated with or endorsed by American Express.