Card Benefits
Business Platinum credit card
American Express logoAmerican Express

Business Platinum

$895 annual fee
Up to $24,989 in tracked credits
Visit issuer site

26 benefits

Adobe Credit

$250

A $250 statement credit per calendar year after you spend $600 or more on U.S. purchases directly with Adobe in a calendar year.

business
Current YearEnrollment required

ChatGPT Business Credit

$300

Up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business.

business
Current YearEnrollment required

Dell Technologies Credit

$150

Statement credits up to $150 on U.S. purchases directly with Dell Technologies, and an additional $1,000 statement credit after you spend $5,000 or more on those purchases, per calendar year.

business
Current YearEnrollment required

Indeed Credit

$90

Up to $90 in statement credits quarterly for purchases with Indeed.

business
Current QuarterEnrollment required

Wireless Credit

$10

Statement credits up to $10 per month for wireless phone service purchases made directly with a U.S. wireless telephone service provider.

business
Current MonthEnrollment required

Baggage Insurance Plan

$2,000

Covers lost, damaged, or stolen baggage up to $2,000 for checked baggage and up to $3,000 combined for checked and carry-on baggage when purchasing the entire fare on the card.

insurance
Current Period

Car Rental Loss and Damage Insurance

Covers damage to or theft of a rental vehicle in a covered territory when you use your eligible card to reserve and pay for the entire rental and decline the collision damage waiver.

insurance
Current Period

Cell Phone Protection

$800

Reimburses up to $800 per claim (max 2 claims per 12 months) for repair or replacement of a damaged or stolen cell phone, subject to a $50 deductible.

insurance
Current Period

Trip Cancellation and Interruption Insurance

$10,000

Reimburses non-refundable expenses up to $10,000 per trip and up to $20,000 per card per 12-month period for covered cancellations or interruptions.

insurance
Current Period

Trip Delay Insurance

$500

Reimburses up to $500 per trip for additional expenses when a round-trip is delayed more than 6 hours for a covered reason (max 2 claims per 12 months).

insurance
Current Period

1X Points on Other Eligible Purchases

Earn 1X points on all other eligible purchases.

rewards
Current Period

2X Points on Key Business Purchases

Earn 2X points on eligible purchases in key business categories, or on single purchases of $5K or more (up to $2M per year).

rewards
Current Period

5X Membership Rewards Points

Earn 5X Membership Rewards points on flights and prepaid hotels booked on AmexTravel.com.

rewards
Current Period

Welcome Bonus: Membership Rewards Points

Earn up to 300,000 Membership Rewards points after spending $20,000 in eligible purchases on your new Card within the first 3 months of Card Membership.

rewards
Current Period

35% Airline Bonus

Get 35% points back after you use Pay with Points for flights booked through Amex Travel with your selected qualifying airline, up to 1,000,000 points back per calendar year.

rewards
Current Year

Purchase Protection

$10,000

Protects eligible purchases for up to 90 days from the purchase date against theft or accidental damage, up to $10,000 per purchase.

shopping
Current Period

Extended Warranty

Extends the original manufacturer's warranty by up to one additional year on eligible purchases.

shopping
Current Period

The Global Lounge Collection

Access to Centurion Lounges, 10 complimentary Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass Select membership, and other select partner lounges.

travel
Current PeriodEnrollment required

Airline Fee Credit

$200

Statement credits up to $200 per calendar year for incidental fees charged by your one selected qualifying airline.

travel
Current Year

CLEAR+ Credit

$219

Statement credits up to $219 per calendar year for an auto-renewing CLEAR+ Membership.

travel
Current Year

Fine Hotels + Resorts and The Hotel Collection Credit

$300

Up to $300 semi-annual statement credit on prepaid bookings through Amex Travel with Fine Hotels + Resorts or The Hotel Collection.

travel
Current Semi-Annual Period

Global Entry or TSA PreCheck Fee Credit

$120

Statement credit for Global Entry ($120) or TSA PreCheck ($85) application fee every 4 years.

travel
Current Period

Hilton for Business Credit

$50

Statement credits of up to $50 quarterly on eligible purchases made directly with Hilton.

travel
Current QuarterEnrollment required

Hilton Honors Gold Status

Complimentary Hilton Honors Gold Status.

travel
Current PeriodEnrollment required

Leaders Club Sterling Status

Complimentary Leaders Club Sterling Status from The Leading Hotels of the World.

travel
Current PeriodEnrollment required

Marriott Bonvoy Gold Elite Status

Complimentary Marriott Bonvoy Gold Elite Status.

travel
Current PeriodEnrollment required

Benefit data is kept current by a weekly scrape of American Express's own page — not affiliated with or endorsed by American Express.

Business Platinum (American Express) Benefits · Card Benefits